Travel insurance

When travelling it is important to make sure that you are covered for any eventuality. By taking out travel insurance you can ensure that you are covered for medical expenses, lost luggage, and any other accidents or losses that may occur while you are travelling.

Marion Wing, a registered nurse qualified in travel medicine, notes that the most common risks that are covered by travel insurance plans are:

  • Medical emergency, such as accidents or illness,
  • Emergency evacuation,
  • Repatriation of remains,
  • Return of a minor,
  • Trip cancellation,
  • Trip interruption,
  • Visitor health insurance,
  • Accidental death, injury or disablement benefit,
  • Overseas funeral expenses,
  • Lost, stolen or damaged baggage, personal effects or travel documents,
  • Delayed baggage, including emergency replacement of essential items,
  • Flight connection was missed due to airline schedule,
  • Travel delays due to weather, and
  • Hijacking.

When you take out medical expenses cover, this can be done on a per occurrence basis or have a set maximum limit.

The type of cover that you get will depend on what your requirements are and what travel insurance policy you take out.

Companies that offer travel insurance include the AA and TravelInsure.co.za. The cost of coverage will depend on the policy you choose.

It is also possible to get travel insurance through your medical aid. For more information, contact your medical aid and enquiry about their options.

Tips for travelling abroad:

  • Do your research: Find out what vaccine requirements there are for the regions you will be travelling in, as well as if it is a malaria area and what other diseases (both insect transmitted and water borne) are prevalent in the area.
  • Take the medication as directed: If the travel clinic or pharmacist tells you to take the medication for 28 days after returning from a malaria area, do as you are told. Even though there is a slim possibility of you still contracting malaria after taking the medication, it is a lot less than if you were to not take the required dosage.
  • Keep detailed records of what vaccines you have had and when: Some vaccines last for an extended period, meaning that you do not have to have them often. For example, the Yellow Fever vaccination lasts for up to ten years, so regardless of how often you travel to a Yellow Fever area, you only need a vaccine every ten years.
  • Ensure that you are adequately insured: When you are travelling you have to make sure that you are covered for any unforeseen eventuality.

Wing notes: “The most important thing to remember when travelling is prevention. Prevent mosquito bites and prevent contracting traveller’s diarrhoea by following the food and water rules: drink only bottled water, eat only well-cooked hot foods, avoid eating any raw uncooked foods etc. And very important, be sure that you have adequate travel insurance.”



1Life is giving five Moneybags’ readers the chance to win guaranteed access to their Truth About Money (TAM) course valued at R2 500 each.

According to the Business of Fashion (BoF), when comparing prices of similar items in 2016 as listed in e-commerce stores of Saint Laurent, Valentino, Gucci, Dolce&Gabbana, Balmain and Alexander Wang, it was found that male and female versions of styles had different prices. In most cases, women’s clothes were more expensive than that of men. In honour of International Women’s Day, Moneybags writer Alina Hardcastle determines whether or not this is the case.

Moneybags journalist Jessica Anne Wood speaks to H&M country manager Pär Darj about the company’s commitment and investment in its employees and finds out what job opportunities and training are available to new employees.

For those of us who won’t have the time to cook up a Christmas meal, Moneybags’ writer, Alina Hardcastle, rounds up the Christmas meal specials in Cape Town, Jo’burg and Durban that are available this festive season.

Are South Africans paying more to purchase and repair their iPhone's in SA than in the US and UK.

I don’t know if you’ve heard but fad diets are so out of season, and “lifestyle change” is the new hot phrase that’s trending globally. Alina Hardcastle explores how to be both healthy and economical.

Sharks pose one of the larger risks to swimmers. Moneybags looks at the profession of shark spotting, what it involves and the money they earn.

We take a look at a few camping sites for you and your family to visit this season.